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6 Surprising Things That Can Sabotage Your Credit Score

If you’re hunting for a house and a mortgage, you’ve probably heard that your credit score will affect your buying power big-time, because lenders use your credit score to determine whether to give you a loan, and at what rate.

How Much Home Can I Afford? Find That Magic Number Here

Long before you start asking yourself what type of house you want—condo or house? Craftsman or Ranch style?—you should ask yourself a more pragmatic question: How much home can I afford? After all, it’s no secret that your dream home

What’s the Minimum Credit Score for a Mortgage?

If you’re looking to get a mortgage to buy a home, your credit score matters. A lot. If it’s good, you should be able to get financing without a problem; if it’s bad, you could have a tough time getting a mortgage at all. So if your credit history is less than

Is it better to pay off the entire balance on a credit card each month?

There is a common myth that carrying a balance on your credit card from month to month can benefit your credit scores, but that is not true. Ideally, you should pay off your credit card in full every month. Leaving a balance will not help your credit scores.